Why buy accident insurance through omnis
Instant digital delivery • Secure card payment • No surprises
AccidentInsurance100% online.
Protect your budget with a policy that provides financial support for injuries, disability and accidental death.
100% online, instant issuance - Policy available by email and in the app
Omnis App
Download the omnis app available for iOS and Android
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Buy accident insurance in the omnis app
250,000+
policies issued
10,000+
vehicles insured
50k
happy clients
11 years
on the Moldovan market
Who is accident insurance right for?
If you want financial peace of mind when an unexpected incident happens, this policy is for you.
For you and your family
Everyday protection, 24/7
For travel
International coverage option (outside conflict zones)
For higher-risk jobs
Accident insurance offers protection tailored to your profession
For amateur sports
Sports activity can be included in the policy (rate adjusted by risk)
Flexible coverage
24/7 full coverage or just working hours – you choose
Territory of your choice
Moldova or international (excluding conflict zones)
Fast payment
Pay securely online and get your policy instantly by email and in the omnis app
Choose the coverage that fits you
Configure your policy based on the period and territory where you need protection.
When do you want to be covered?
Non-stop, 24/7 Continuous protection, at any time of day or night.- During working hours Protection for accidents that occur during professional activity.
Where do you want to be covered?
- Republic of Moldova Coverage across the entire territory of the Republic of Moldova.
- Worldwide International coverage, except for military conflict zones.
What does accident insurance cover?
Financial protection in case of an accident that affects your health, ability to work or life.
Examples of events considered an "accident" are sudden events from external causes, such as: bruises, fractures, dislocations, wounds, burns, frostbite, electric shock/lightning strike, suffocation, drowning, compression, acute accidental poisoning, bites/stings with venom, etc. The list is indicative.
Important: The total value of the compensation paid during the policy term cannot exceed the insured sum.
Protection level — Standard
Protection for the serious consequences of an accident: permanent disability and/or death.
Protection level — Extended
Includes Standard protection, plus coverage for: injuries and bodily harm.
How is the compensation determined?
Temporary incapacity
Limitation of lifestyle: according to the compensation grid in the contract
Permanent disability
- Severe disability – 100% of the insured sum
- Significant disability – 80% of the insured sum
- Moderate disability – 60% of the insured sum
Accidental death
100% of the insured sum (to the beneficiary/heirs)
How do you buy accident insurance?
Open the app
Select "Accident insurance" from the menu or directly from the website.
Enter your details
Insured person, period, sum, territory
Pay online
And get your policy by email and in the Omnis app instantly.
What to do when an insured event occurs 
- 1
Take care of your health
Keep all medical records
- 2
Notify the insurer about the accident
Inform the insurer about the accident within 72 hours at the latest.
- 3
File the claim with documents
Submit the claim form and the documents required for compensation. You will receive the insurer's decision within 20 calendar days.
Common documents
We guide you step by step, so you file the claim correctly the first time.
In case of injuries / temporary incapacity
- Claim form
- Policy/contract
- Identity documents
- Medical records + confirmation documents (as applicable)
In case of disability
- Claim form
- Policy/contract
- Identity documents
- Medical records + disability confirmation + confirmation documents
In case of death
- Claim form
- Policy/contract
- Death certificate
- Beneficiary's identity document + inheritance documents (if applicable) + confirmation documents
Frequently Asked Questions
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