100% online
Fill in your home details, choose coverage, and pay online. No office visits.
Insure your apartment or house online and, depending on the selected offer, the belongings in your home, civil liability to third parties and other risks included in the policy.
Coverage can include the property, household goods, civil liability to third parties, and, for certain products, family accidents.
Select the right coverage and clearly see what each offer includes. Compare offers from Asterra, Grawe Carat, Moldasig, and Intact.

fire, lightning, explosion, falling aircraft (according to conditions)
damage/leaks from pipes and installations (according to conditions)
storm, hail, snow pressure, landslides, etc. (according to conditions)
burglary + vandalism in the context of the attempted/committed theft (according to conditions)
earthquake, floods (under the product conditions)
Fill in your home details, choose coverage, and pay online. No office visits.
You don't need an appraisal report to issue the policy. Simple, fast process.
After payment, the policy is automatically sent via email and remains available in the app.
Quickly compare options from Asterra, Grawe Carat, Moldasig, and Intact — choose what suits you.
Choose what to insure: property, goods, civil liability, family accidents.
You get a clear guide 'what to do in case of a claim' and fast support through the app.
Choose what you want to protect and see clearly what the policy includes: coverages, limits, deductibles, and exclusions.
Covers the home's structure, finishes, and fixed installations for the risks included in the chosen policy.
Furniture, appliances, and other household goods in the home, within the insured amount limit.
Protects you when you unintentionally cause damage to third parties in connection with the insured home.
Available for some products, provides protection for accidents according to the conditions of the selected package.


Compare offers from Asterra, Grawe Carat, Moldasig and Intact and see the price and coverage before you choose.
Issue the policy quickly, directly from the app, based on your home data.
Personalize the coverage according to your needs.
The policy (PDF) is delivered automatically to your email and in the app. Contract/conditions accessible anytime. Same for claim instructions - simple steps, which documents to prepare.