Vacation
City breaks, beach stays, trips, or family travel.
Travel MedicalInsurance— online,in a few minutes
Compare offers from insurance companies, choose the right option, and receive your policy by email and in the Omnis app.
4 companies
Grawe Carat, Donaris, Moldasig, and Intact in a single purchase flow
Digital policy
Receive your policy by email and find it anytime in the Omnis app.
Online payment
Simple payment, with order confirmation in your account.
Omnis support
We help you find the documents and understand the steps listed in your policy.
4 companies
Grawe Carat, Donaris, Moldasig, and Intact in a single purchase flow
250,000+
policies issued
10,000+
vehicles insured
50k
happy clients
11 years
on the Moldovan market
When do you need Travel Medical Insurance?
Travel medical insurance is useful when you temporarily go abroad and want protection for unexpected medical expenses caused by an acute illness or an accident.
Children and students
Camps, trips, studies, or temporary visits abroad.
Visa / travel file
For visa applications or entry requirements.
Sports and leisure activities
Declare sports activities for the appropriate coverage.
Business travel
Professional trips with coverage matching the declared purpose.
Physical work abroad
Must be declared because it affects the terms and price.
Compare offers from 4 insurance companies
Grawe Carat
Suitable for travel to Europe, CIS, or Worldwide, with sum insured amounts that vary by area and package. May include options such as COVID Protect and additional coverage for trip cancellation, if selected and paid according to the tariff.
Donaris
Covers emergency medical expenses, outpatient/inpatient treatment, emergency dental treatment, medical repatriation, and funeral repatriation, within the policy limits. High-risk activities, sports, and physical labor must be declared.
Moldasig
Offers protection for unexpected medical expenses, acute illness, accidents, medical transport, and repatriation. Depending on the plan, there may also be additional risks covered, such as trip cancellation, luggage, missed connection, or flight delay.
Intact
Covers medical emergencies abroad, including consultations, treatment, medication, surgery, medical transport, emergency dentistry, acute exacerbation of chronic diseases within the sub-limit, and repatriation, according to the policy.
What can Travel Medical Insurance cover?
The policy covers unexpected and necessary medical expenses that arise during travel abroad as a result of an acute illness or an accident. Coverage varies depending on the company and the selected offer.
Consultations and diagnosis
Emergency medical consultation, examinations, and diagnosis prescribed by a doctor.
Outpatient or inpatient treatment
Emergency treatment, hospitalization, care, and necessary medical services.
Prescribed medication
Medication and medical supplies prescribed by a doctor for the insured case.
Emergency surgical procedures
Surgery, anesthesia, operating room, and resuscitation, as medically required.
Ambulance and medical transport
Emergency medical transport to the appropriate medical institution.
Radiology and investigations
Radiology services and investigations required to establish the diagnosis.
Emergency dentistry*
Emergency dental treatment for an accident or acute crisis, within the sub-limit indicated in the policy.
Acute exacerbation of chronic diseases*
Only emergencies that are life-threatening or require immediate intervention, usually within a sub-limit.
Medical repatriation
Medical transport to the Republic of Moldova, if necessary and approved according to the conditions.
Repatriation in case of death
Organization and coverage of funeral repatriation expenses, within the policy limits.
*Sub-limits vary between companies. For example, emergency dental treatment and acute exacerbation of chronic diseases may have separate limits from the total insured amount.
What is usually not covered by insurance?
Travel medical insurance does not replace local medical insurance and is not intended for planned treatment abroad. Below are examples of situations that are usually not covered or are covered only under special conditions.
Travel medical insurance does not cover
Planned treatment
Consultations, interventions or treatments for which the travel was planned.
Pre-existing / chronic diseases
Treatment of previously known diseases, with the exception of limited emergencies, according to the policy.
Pregnancy and childbirth
Pregnancy monitoring, childbirth and complications may be excluded or limited, with exceptions for life-saving situations.
Planned dentistry
Planned dental treatment, prosthetics, dental aesthetics. Aesthetics, prostheses, recovery
Aesthetics, prostheses, recovery
Cosmetic surgery, prosthetics, physiotherapy, rehabilitation, sanatorium treatments.
Alcohol and drugs
Events occurring under the influence of alcohol or narcotics.
Illegal actions
Events caused by law violations or intentional actions.
War, terrorism, radiation
Riscuri caused by war, riots, terrorism, nuclear or biological contamination, according to conditions.
Extreme sports / undeclared physical labor
High-risk activities may be excluded if they have not been declared and accepted by the insurer.
Why get Travel Medical Insurance on omnis.md
A simple medical consultation abroad can cost between €100-500, and hospitalization can reach over €10,000. With a policy starting from 9 MDL/day, you avoid huge medical expenses and travel with peace of mind!
100% digital
The policy always remains on your phone and email. No paper, no problems at the border or airport.
Instant issuance 24/7
Buy online anytime, even an hour before your flight. The policy arrives instantly via email and in the app.
Medical assistance 24/7
Team available non-stop for medical emergencies abroad. Support in Romanian.
Competitive, transparent rates
Policy starting from 9 MDL/day. Coverage from €30,000 to €60,000 depending on the destination.
Travel Features
Advantageous coverage
Coverage in 190+ countries
How to buy the insurance?
Fill in the details
Choose the destination, period, insured persons, and purpose of travel.
Compare the offers
See the prices and conditions from Grawe Carat, Donaris, Moldasig, and Intact.
Pay online
Receive the policy by email and in the Omnis app.
Actions in case of an insured event
1
Contact the assistance company
The numbers are indicated in the policy. For some companies the term is 24 hours, for others 48 hours or as quickly as possible.
2
Communicate policy details
Insured's name, policy number, period, location, contact phone number, and symptoms/description of the event.
3
Follow the received instructions
The assistance company can indicate the medical institution, guarantee the payment, or explain the reimbursement steps.
4
Keep the documents
If you pay personally, keep invoices, bills, prescriptions, medical certificate/report, and proof of services rendered.
Omnis helps you find the policy and documents in the app. The organization of medical assistance is done according to the conditions of the insurance company and the assistance company indicated in the policy.
Omnis App
Download the omnis app available for iOS and Android
Scan the QR code and download the omnis app
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