250,000+
policies issued
10,000+
vehicles insured
50k
happy clients
11 years
on the Moldovan market
CASCO insurance
Choose CASCO insurance for your car and get financial protection in case of accident, theft, fire, natural disasters, or third-party damage.
- CASCO for passenger cars
- Extended coverage in Moldova and abroad
- Online insurance premium calculation
CASCO Calculator
Now available in the app
How to buy
CASCO Policy
CASCO Policy
1
Enter the vehicle type, manufacture year, car value, and the information required for CASCO calculation.
2
See available offers from partner insurance companies and compare price, terms, and coverage.
3
Select the suitable offer, submit your request, and we will confirm details with the insurer and return with the next steps.
Risks covered by
CASCO
CASCO
Accidents
CASCO may cover damage resulting from crashes, impacts, rollovers, scratches, collisions with other vehicles, objects, or animals, as well as damage caused by skidding, vehicle falls, or objects falling onto the car.
Fire
CASCO may cover damage caused by fire, smoke, charring, explosion, or other damage resulting from an event covered by the policy.
Theft and third-party acts
The CASCO policy may cover theft, attempted theft, robbery, carjacking, vehicle hijacking, and damage caused by third parties, within the limits and conditions of the contract.
Natural disasters
CASCO may cover damage caused by heavy rain, hail, floods, storms, hurricanes, lightning, earthquakes, landslides, avalanches, or the weight of snow or ice.
Transport expenses
If the vehicle cannot be driven after an insured event, transport costs to a repair station or parking location may be covered, within the limit set by the policy.
Other covered expenses
CASCO may cover necessary and reasonable expenses for saving the vehicle or reducing the effects of the insured event, together with compensation, within the insured amount limit.
The exact coverage, exclusions, deductible, territorial validity, and compensation limits vary depending on the insurance company and the terms of the selected CASCO policy.
How you could save
when buying CASCO
when buying CASCO
Customize your selected offer
Choose the right deductible and coverage territory for your needs. A policy valid only in the Republic of Moldova or a deductible for partial damage can reduce CASCO costs.
Choose the
CASCO 50/50 product
CASCO 50/50 product
Pay 50% of the CASCO premium initially, and in case of an insured event you can complete the coverage according to the contract terms.
CASCO policy vs. RCA
| Conditions | RCA Policy | CASCO Policy |
|---|---|---|
| Insurance type | Mandatory | Voluntary, optional |
| What it protects | Your liability to other people in case of a road accident | Your vehicle, according to the risks included in the policy |
| Compensation beneficiary | The injured party: driver, passenger, pedestrian, or owner of damaged property | The insured / beneficiary specified in the CASCO policy |
| Coverage territory | Republic of Moldova. For international travel, Green Card insurance is required | Republic of Moldova, Europe, CIS, Turkey, or other territories, depending on company and contract |
| Vehicle inspection | Not required | Usually required before policy issuance |
| Vehicle age restrictions | No CASCO-related age restrictions apply to the vehicle | Limits or surcharges may apply for older vehicles, depending on the insurer |
| Insured risks | Covers damage caused to third parties: property damage, bodily injury, or death | May cover damage to your car in case of accident, theft, fire, natural disasters, vandalism, or other contractual risks |
| Insured sum / liability limit | Limits established by law for damaged property and injured persons | The insured sum is set in the policy, usually based on the real value of the vehicle |
| RCA Policy | CASCO Policy |
|---|---|
| Insurance type | |
| Mandatory | Voluntary, optional |
| What it protects | |
| Your liability to other people in case of a road accident | Your vehicle, according to the risks included in the policy |
| Compensation beneficiary | |
| The injured party: driver, passenger, pedestrian, or owner of damaged property | The insured / beneficiary specified in the CASCO policy |
| Coverage territory | |
| Republic of Moldova. For international travel, Green Card insurance is required | Republic of Moldova, Europe, CIS, Turkey, or other territories, depending on company and contract |
| Vehicle inspection | |
| Not required | Usually required before policy issuance |
| Vehicle age restrictions | |
| No CASCO-related age restrictions apply to the vehicle | Limits or surcharges may apply for older vehicles, depending on the insurer |
| Insured risks | |
| Covers damage caused to third parties: property damage, bodily injury, or death | May cover damage to your car in case of accident, theft, fire, natural disasters, vandalism, or other contractual risks |
| Insured sum / liability limit | |
| Limits established by law for damaged property and injured persons | The insured sum is set in the policy, usually based on the real value of the vehicle |
What to do in case of an
insured event? 
1
Notify the competent authorities immediately
In case of accident, theft, vandalism, or another insured event, contact the police or competent authorities and request supporting documents.
2
Inform the insurer
Report the event as quickly as possible and provide information about the damage, vehicle, and circumstances.
3
Do not repair the car before assessment
Keep the vehicle in its post-event condition, take photos, and wait for inspection or insurer instructions before repairs.
